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Nika Koyava

Through&nbsp;the&nbsp;active engagement&nbsp;of SavvY's team, Gazelle Finance Georgia LLC, an investment fund, has committed to invest a substantial investment of $2,500,000 in Camex Airlines LTD.&nbsp;Gazelle Finance operates as a financing company serving small and medium enterprises (SMEs) in the Eurasia Region, with a particular focus on entities showcasing&nbsp;the&nbsp;remarkable potential for high-growth. Camex Airlines, a cargo airline with nearly two decades of experience in the transportation industry, offers ACMI leasing services and charter/ad-hoc solutions.This is Gazelle Finance's first investment in the transportation sector in Georgia, which marks a significant milestone for the company.&nbsp;Camex Airlines can now enter into lease agreements with multiple lessors, allowing them to acquire and operate four aircraft, including both narrow and wide-body freighters like the Boeing 737-800 BCF. This financial support also ensures the availability of the necessary working capital for the ongoing operations and maintenance of these aircraft. The company received its first aircraft, a Boeing 737-800 BCF, in July 2022 and began commercial flights in August after successfully passing all the necessary procedures. Furthermore, in 2023, two more aircraft were successfully integrated into the existing fleet.<figure class="table" style="width:100%;"><table class="ck-table-resized"><colgroup><col style="width:35.38%;"><col style="width:64.62%;"></colgroup><tbody><tr><td><h1>How we helped</h1></td><td>The project&nbsp;aimed to use Georgia's strategic location for initiating air transportation.&nbsp;To achieve this, SavvY's team prepared an investment package encompassing key tasks such as developing an optimal financing structure, conducting extensive research on potential investors, evaluating investments of potential routes, and performing thorough financial analyses of leasing companies of cargo suppliers (providers).</td></tr></tbody></table></figure>&nbsp;Additionally, our team actively participated in the air cargo value chain process, meticulously assessing the financial viability of partnership terms and requirements. Following&nbsp;careful evaluation of&nbsp;numerous international and local financial institutions and investors, Gazelle Finance, a local private investor, and a bank were ultimately chosen as the preferred sources of financing, each with distinct proportions and conditions.<figure class="table" style="width:100%;"><table class="ck-table-resized"><colgroup><col style="width:27.34%;"><col style="width:72.66%;"></colgroup><tbody><tr><td><h1>Impact and potential</h1></td><td>This investment presents an opportunity for Georgia to amplify its multimodal freight and cargo transit capabilities by establishing new air transportation corridors and trade routes.</td></tr></tbody></table></figure>It enables Camex Airlines to significantly increase the number of orders for additional destinations and become the first air freight company in the country to operate on a transcontinental route.&nbsp;<a href="https://www.interpressnews.ge/en/article/118264-gazelle-fund-lp-invests-in-camex-airlines-an-air-cargo-carrier-in-georgia">See article about our project</a>&nbsp;

Georgia

Camex

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Fundraising

SavvY supports CAMEX in access to finance

SavvY prepared a business plan for a private client. The main purpose of the plan was to determine the demand for the Aberdeen-Angus cattle breed steak on the Georgian market, to provide their transportation from abroad, and to arrange a recipient farm. Additionally, communication with private and public institutions to attract resources was provided. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;During SavvY’s consultation services, favourable and unfavourable conditions for business development in Georgia were assessed based on a PESTEL analysis. After that, the product was studied in detail and its supply and demand were determined according to the Georgian market. Then we defined the target market, where steak should be positioned and who were the main market competitors. Finally, a detailed financial model was prepared where various scenarios were discussed, after which the project was evaluated positively and implementation began. Using the business plan, it was possible to receive a bank loan, with the interest financed by the Enterprise Georgia project. Also, within the project, the government handed over the land on which the farm was built to the client.<h2 style="margin-left:0px;text-align:justify;">Business Plan for Meat Processing Factory</h2>During June 2019, SavvY developed a business plan for meat processing factory. In addition, our team made meat market research in Georgia and depending on market trends, created particular concept for a factory. Also SavvY developed financial model, which provides information about raw materials purchases and includes potential sales assumptions. As a result, client was provided by a detailed business plan document.

Naturveli

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Business Plan

Business Planning & Financial Modeling for Black Angus Farm

The main operating activity of “Meghvineoba Mukuzani LTD” is winemaking and viticulture. The vineyards are located in the village of Mukuzani. The village of Mukuzani is recognized as a micro-zone of “Mukuzani” and has a unique grape harvest, which gives the wine a special aroma.In 2020, under the project, SavvY provided business valuation consulting service to the company based on international valuation standards.

Meghvineoba Mukuzani 

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Asset Valuation

Business Valuation of Mukuzani

In 2020, SavvY prepared a business plan for the production of audio-video equipment, lithium-ion batteries. In the process of working on the business plan, the SavvY team studied key industry characteristics, local market consumption, key players in the world market, as well as import-export statistics. Within the framework of the project, a business concept was developed and financial calculations for 7 years were prepared.

Inovator 

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Investment Teaser

Business Plan For The Production of Audio-video Equipment

Business Plan&nbsp;SavvY prepared the business plan to re-equip and expand the winery in the Telavi municipality, Kakheti. Throughout this project, the team investigated the main characteristics of the wine industry, assessed local wine consumption, analyzed export data, selected potential target markets, developed the business concept, and came up with a 7-year financial projection. The project also included a site visit. SavvY helped Sanavardo raise up to 2 million dollars from international and local investment funds.ValuationDuring the Due Diligence process, the team assessed revenue growth and cost-reduction opportunities and determined the target’s full potential and fundamental value. SavvY’s team also provided a clear view of the target company’s Value and Risk profile based on International Valuations Standards.&nbsp;

Sanavardo

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SavvY supports Sanavardo in access to finance

Press Releases

<figure class="image"><img src="/uploads/maxresdefault_595fa05b0f.jpg" alt="maxresdefault.jpg"></figure>In a recent episode of her original program “Business 360 Degrees,” Mariam Koyava explored the state of venture capital in Georgia and what it will take to foster globally successful startups.- The discussion evaluated the current startup ecosystem and identified the key requirements for enabling global success stories.- The segment featured Sturgeon Capital, now the largest international VC fund operating in Georgia, with nearly USD 3 million invested in three high-potential startups - Payze, Cargon, and Klipy.- A major challenge highlighted was Georgia’s limited market size, which poses difficulties for building scalable businesses that align with global VC expectations.- As digital transformation accelerates worldwide, emerging markets like Georgia face a pivotal point. While the country boasts entrepreneurial drive and strong technical talent, its ecosystem still lacks the deep infrastructure, investment culture, and scale necessary for global competitiveness.What’s needed to accelerate growth? A precedent, a breakout startup that scales globally, a success story showing others new possibilities.Key insights from the discussion: •⁠ &nbsp;⁠Georgian startups must develop a clear understanding of global markets. •⁠ &nbsp;⁠Local investment is essential to close early-stage funding gaps and attract international capital. •⁠ &nbsp;⁠Venture capital has the potential to drive innovation not only in tech but also in traditional industries such as logistics, financial services, and&nbsp;agriculture.<a href="https://youtu.be/VQTcuHywbSc?feature=shared">To view the full interview, please follow the link</a>

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Venture capital in Georgia - Business 360° with Mariam Koyava

News

<figure class="image"><img src="/uploads/1752842459692_af25e68d0b.jpeg" alt="1752842459692.jpeg"></figure>As part of the International Transport and Logistics Exhibition, SavvY’s Associate Partner, Giorgi Gudabandze, moderated two panel discussions that addressed some of the most critical dimensions of Georgia’s transport and logistics sector development.This comprehensive session brought together a diverse group of leaders from the air, land, and rail freight sectors, along with experts in cargo insurance and logistics digitalization, to provide a 360-degree perspective on Georgia’s freight and logistics landscape.The discussion addressed a wide spectrum of critical issues, including operational realities, infrastructure capacity, digital transformation, and the country's ability to improve both regional and global connectivity.Panelists included:▪ Giorgi Zumbadze, CEO, SkyLog ▪ Levan Chkhatarashvili, Commercial Director, Silkway West Airlines GSSA Okilogistics ▪ Lika Useinashvili, CEO, Aramex Georgia ▪ Natia Bedineishvili, Executive Director, MSZ Georgia ▪ Mikheil Gotsiridze, Head of Sales Department, Royal Express ▪ Maksim Ezik, Director of Innovation, Legi ▪ Mikheil Namadov, Managing Partner, Kairos Logistics ▪ Giorgi Khazhomia, Head of Cargo &amp; Marine Insurance Department, GPI Holding ▪ Giorgi Jgharkava, CEO, Translive ▪ Mariam Zhgenti, Logistics Automation Manager, BDO Digital ▪ Davit Davitashvili, CEO, Tbilisi Cargo ServiceKey themes of the panel included:<ul><li style="text-align:justify;">Systemic infrastructure constraints across all freight modalities and the urgent need to invest in expanding capacity;</li><li style="text-align:justify;">The growing demand for multimodal transport solutions to enhance Georgia’s role as a regional logistics and transit hub;</li><li style="text-align:justify;">Digitalization as a strategic imperative, with emphasis on automation, smart logistics platforms, real-time tracking, and data integration;</li><li style="text-align:justify;">Risk management tools, such as comprehensive cargo insurance, as essential enablers of safe and scalable freight operations;</li><li style="text-align:justify;">Cross-border cooperation and regulatory reforms are needed to improve trade fluidity and long-term competitiveness.</li></ul>Panelists agreed that Georgia’s freight and logistics sector must embrace coordinated investment in physical infrastructure, digital innovation, and workforce development to remain competitive in the global supply chain landscape.

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Giorgi Gudabandze Leads Strategic Discussion on Georgia’s Transport Sector

<figure class="image"><img src="/uploads/0_O9_A0705_3066b7dec8.webp" alt="0O9A0705.webp"></figure>Within the framework of the International Transport and Logistics Exhibition, SavvY’s Managing Partner, Mariam Koyava, ACCA, MIRSoc, led three panel sessions featuring representatives from both the public and private sectors: The first session focused on unlocking the potential of Georgia’s logistics sector. The discussion featured Giorgi Cherkezishvili, Head of the Secretariat of the Investors Council, and Jemal Inaishvili, Chairman of the Tbilisi Dry Port. The panel addressed Georgia’s growing role as a regional transit hub, current infrastructure challenges, and priority directions for sectoral development. Special emphasis was placed on the importance of attracting private investment and strengthening institutional capacity within the logistics sector. The second panel discussion explored investment and financing opportunities offered by the public and banking sectors. Panelists included: ▪ Yulia Stepanova – Senior Banker, Property and Tourism Team at EBRD ▪ Davit Tavlalashvili, Enterprise Georgia – Head of Investment Department ▪Giorgi Darchiashvili, TBC – Director of Corporate Client Services for Medium and Large Businesses ▪ Zurab Gugushvili MBA, TBC Leasing – Commercial Director The session provided insights into existing and upcoming financial instruments that can support logistics and large-scale infrastructure projects. Panelists emphasized the crucial need for in-depth, cross-sector collaboration between public institutions and private stakeholders to effectively mobilize investment in this area. The third panel was dedicated to "Warehouse Infrastructure and TPL Services – Barriers and Development Opportunities." The discussion brought together industry practitioners to highlight key operational bottlenecks and identify practical solutions for advancing Georgia’s warehousing and third-party logistics (TPL) capacity. Panelists included: ▪ Merab Zhgenti Diplomat, Business Development Manager, Diplomat Georgia ▪ Nino Menteshashvili, Director, FedEx The panel addressed regulatory and infrastructural gaps, private-sector investment trends, and the evolving role of warehousing in supporting Georgia’s ambitions to become a modern, regional logistics hub. Panelists also explored innovations in TPL services and emphasized the importance of integrated warehousing networks in enabling supply chain efficiency. All three sessions demonstrated that the development of logistics infrastructure is not only a driver of accelerated economic growth but also a key pillar in strengthening Georgia’s geostrategic position.

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 International Transport and Logistics Exhibition

<figure class="image"><img src="/uploads/maxresdefault_d72eed8f3c.jpg" alt="maxresdefault.jpg"></figure>In today's episode, we kicked off a brand-new topic: Investment Funds - diving into the current landscape in Georgia, the opportunities at hand, and how they can be unlocked.As of 2024, total assets under fund management in Georgia surpassed 200 million GEL. The majority of investments are made through debt instruments, while private equity remains underrepresented.Investment funds are more complex to manage than banks. Globally, only about 30% of funds succeed — meaning they meet or exceed investor expectations.A successful fund typically stands on three pillars:•⁠&nbsp; ⁠Scalable, high-potential companies•⁠&nbsp; ⁠A strong, experienced management team•⁠&nbsp; ⁠Investors who trust and empower that teamAmong these, the management team plays the most critical role, driving strategy and execution.Don’t miss the next episode, where we continue unpacking the dynamics, challenges, and future of this evolving&nbsp;sector.<a href="https://bm.ge/news/biznesi-360-gradusit-kerdzo-kapitalis-fondebi">To view the full interview, please follow the link</a>

Investment Funds - Business 360° with Mariam Koyava

Insights

<img src="/uploads/What_Is_Cost_Optimisation_and_Why_Your_Business_Needs_It_04bb3b9f88.jpg" alt="What Is Cost Optimisation and Why Your Business Needs It.jpg">Have you ever wondered why some companies grow stronger while others fall behind, even when they seem to have the same resources? One of the biggest differences often comes down to cost optimization - the smart, careful process of making sure every dollar that a company spends brings real value.Cost optimization is a powerful strategy that can help businesses improve profits, compete better and use resources wisely. In this blog, we will explain why it matters and how it can help your business succeed. We will also explore how&nbsp;<a href="https://wesavvy.co.uk/services/financial-reporting">Strategic Cost Management Consulting</a> can help companies apply these ideas successfully.Spending Smarter, Not Just LessAt its core, cost optimization means using your company’s finances in the best possible way. Many people think it’s only about reducing costs, but that’s not true. It’s about spending more wisely - understanding which expenses are necessary, which ones are wasteful and where the business can make smarter choices to get better value.For example, a company might review how much it pays suppliers, how much it spends on equipment or how its teams work together. Sometimes,&nbsp;even minor expenses, over time, can weaken a company’s overall profitability.&nbsp;In other cases, the business may need to invest more in certain areas to improve efficiency.With the right approach, cost optimization works closely with strategic cost management, helping make sure cost decisions support the company’s big-picture goals. Without this, saving money today might lower the company’s chances for growth in the future. To handle this process successfully and avoid costly mistakes, some businesses turn to strategic cost management consulting services for expert guidance.Hidden Dangers of Wasted SpendingEven successful companies can waste money without realizing it. They might stick to old processes just because they’re familiar or continue using expensive suppliers without checking the market. Over time, these small issues can become big problems. Without regular reviews, hidden costs quietly grow and slowly weaken profitability, making it harder to invest in innovation and stay ahead of competitors.By focusing on cost improvements, businesses can:<ul><li style="text-align:justify;">Free up money to invest in new products or services</li><li style="text-align:justify;">Improve profits without raising prices</li><li style="text-align:justify;">Strengthen their position against competitors</li></ul>This isn’t just about short-term benefits. Companies that apply cost optimization effectively can build long-term strength. By creating a low cost structure, they stay flexible, adjust to changes and can more confidently invest in the future.&nbsp;Understanding Your Business’s Cost StructureTo optimize costs, a company first needs to understand the cost structure of a business model. This means looking at all the types of costs the company has:<ul><li style="text-align:justify;">Fixed costs, like rent or salaries, which stay the same no matter how much the company produces.</li><li style="text-align:justify;">Variable costs, like materials or shipping, which change depending on sales or production.</li></ul>By analyzing these costs, businesses can identify where they have the greatest potential to make changes. For example, if fixed costs are too high, maybe the company is paying for more facilities or equipment than it actually needs. If variable costs are the problem, maybe it’s time to review suppliers or improve production efficiency.This kind of detailed review is called&nbsp;<a href="https://wesavvy.co.uk/services/financial-management">cost structure analysis</a>, which helps businesses understand where their finances go and makes it easier to identify opportunities for improvement. These insights are central to strategic cost management, where companies make cost decisions that support their long-term plans.Finding Smart Opportunities for ChangeMany companies believe they already have a clear picture of their expenses, but a proper cost structure analysis often reveals surprising results.&nbsp;For example, they may discover they are spending too much on small, unimportant services, overpaying for deliveries because of weak contracts or using outdated systems that waste time and money.By performing this kind of analysis, businesses can:<ul><li style="text-align:justify;">Identify which costs bring value and which don’t</li><li style="text-align:justify;">Compare their costs with competitors in the same industry</li><li style="text-align:justify;">Find smarter ways to get the same results at a lower cost</li></ul>This step is important to be sure the changes are not just guesses and are based on real facts.Where to Start: Building an Action PlanTo start improving costs, a business first needs to collect useful information. This means reviewing all financial data, supplier contracts and operational processes. It also means talking to different teams to understand where challenges or waste might exist.Once the company has this information, it can begin to set goals and plan changes. Maybe the goal is to reduce overall spending by a certain percent. Or maybe the goal is to improve efficiency in one department or process. Once objectives are clear, it becomes easier to measure success.Some companies try to handle cost optimization on their own, but many choose to work with experts who can provide outside knowledge and experience. For this reason, many businesses rely on consulting firms like&nbsp;<a href="https://wesavvy.co.uk/">SavvY</a>. With years of experience helping businesses in many industries, SavvY guides companies through improvements using proven methods, detailed analysis and practical advice.A Stronger, Leaner, Smarter BusinessCost optimization is not just about saving money, it’s about building a better, stronger business. By carefully looking at costs, improving processes and making smart investments, companies can improve their profits, stay competitive and prepare for future success.With tools like cost structure analysis and the principles of strategic cost management, businesses can make sure that every dollar they spend is helping them move forward.&nbsp;Strategic cost management helps connect these efforts to the company’s broader goals, ensuring that cost decisions support sustainable growth and strengthen competitive advantage. For companies that want expert help, working with an experienced partner like SavvY can make this process easier and more successful.In today’s world, cost optimization is not just a good idea - it’s a necessary step for businesses that want to grow, stay flexible and win in their markets.

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 What Is Cost Optimization and Why Your Business Needs It

Hey, I'm Nika Koyava and I'm gonna help you

Projects I've worked on