SavvY has been a trusted partner to Sodi Investment, an investment fund and direct subsidiary of Guibor (a multi-sector investment company) providing comprehensive investment and financial advisory services. The primary objective of our involvement has been to assist the fund in navigating the complex investment landscape by offering independent financial advice, evaluating potential investment opportunities, and monitoring the financial performance of the investment portfolio.Sodi Investment focuses on real estate, with a concentration on both residential and hospitality sectors. The company’s core vision revolves around revitalizing old and historical buildings by infusing them with modern style and functionality.<h2 style="text-align:justify;">How We Helped</h2>SavvY played a strategic role in supporting Sodi Investment across the full investment lifecycle. Our work focused on empowering the fund with expert insights, data-driven analysis, and strategic financial advice. Key areas included:<ul><li style="text-align:justify;">Investment Evaluation &amp; Financial Modeling - We provided rigorous financial analysis and modeling to assess potential deals, ensuring each opportunity aligned with the fund’s objectives and market realities.</li><li style="text-align:justify;">Performance Monitoring &amp; Reporting - Through continuous tracking and evaluation, we helped maintain financial discipline across the portfolio, offering regular insights and updates to support data-informed decision-making.</li><li style="text-align:justify;">Strategic Financial Advisory - We acted as a trusted advisor in high-stakes financial negotiations and transactions, ensuring optimal financial terms and long-term value for shareholders.</li><li style="text-align:justify;">Audit &amp; Compliance Oversight - When needed, we facilitated external audits to uphold transparency, compliance, and investor confidence.</li></ul><h2 style="text-align:justify;">Impact and Potential</h2>Our engagement with Sodi Investment has enabled the fund to make well-informed, strategic investment decisions while maintaining financial discipline and operational transparency. The advisory support has been crucial in ensuring the financial soundness of investment opportunities and optimizing the overall performance of the portfolio. Through our active monitoring and expert financial recommendations, we have helped the shareholders enhance their investment outcomes and ensure the sustained success of their portfolio.This ongoing partnership highlights SavvY’s commitment to providing sophisticated, personalized financial and investment advice that supports long-term growth, financial efficiency, and success for institutional investors.

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Sodi Investment

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When&nbsp;your business needs well-managed budgeting process, sophisticated cost-optimization strategies, and expert financial oversight, SavvY's Financial Management service is the solution you've been looking for.Our service acts as your outsourced financial management team, effectively serving as a part-time, independent strategic CFO—or what we call a "Floating CFO"—providing both strategic financial leadership and hands-on operational insights. Whether you're a growing business or an established company, SavvY provides the flexibility to scale financial services according to your needs.We begin by setting short-term financial objectives and creating a detailed, complete budget to forecast future cash flows. This process helps ensure that your financial planning aligns with your company's goals and provides a clear path for ambitious and sustainable growth.Beyond budgeting, SavvY remains deeply engaged with your team through regular meetings and financial reports tailored to the specific needs of your business. These reports are designed to provide actionable insights into your financial performance, covering critical areas such as profitability, cash flow, and cost management.Our team takes an active role in monitoring Key Performance Indicators (KPIs) to track your business's financial health and growth trajectory. We go beyond just reporting numbers—we provide valuable operational recommendations in areas such as profitability margins, pricing strategies, and the cash flow management, including trade receivables and payables. With our expertise, we help optimize your business's financial operations, streamline cash flow, and improve decision-making across departments.&nbsp;When to Consider Outsourcing Financial Management:<ul><li style="text-align:justify;">Lack of In-House Expertise: If your business doesn’t have the resources or capacity to hire a full-time independent CFO or finance team, outsourcing gives you access to high-level expertise without the overhead costs.</li><li style="text-align:justify;">Need for Strategic Financial Leadership: When your business requires sophisticated financial planning, including budgeting, forecasting, and KPI tracking, a Floating CFO ensures that your financial strategy aligns with both short-term objectives and long-term growth.</li><li style="text-align:justify;">Cost Control and Profitability Optimization: If you are looking to optimize costs, streamline operations, and enhance profitability, an outsourced financial manager can bring valuable insights on pricing policies, margin analysis, and operational efficiencies.</li><li style="text-align:justify;">Scalability and Flexibility: As your business grows, the financial complexities increase. A part-time outsourced financial manager can scale with your needs, providing tailored financial solutions during periods of change or expansion.</li></ul>

When you need us

<img src="/uploads/Slide1_833796685a.PNG" alt="Financial management service sample page infographic">At SavvY, we provide a full suite of financial management services designed to optimize your company's financial operations and improve strategic decision-making. Our tailored approach supports clients across a wide range of financial functions, from cash flow management to audit support and strategic forecasting.&nbsp;&nbsp;Below are the key services we offer:Financial reporting<ul style="list-style-type:disc;"><li style="text-align:justify;">Preparation of company tailored Financial Reporting Package for all active projects&nbsp;of company via checking the completeness of the financial information in the financial software and Revenue Services.</li></ul>Financial Performance and Ratio Analysis&nbsp;<ul><li style="text-align:justify;">Financial Ratios: Analyzing profitability, liquidity, solvency, and efficiency using key financial ratios (e.g., return on equity, current ratio, debt-to-equity ratio).</li><li style="text-align:justify;">Trend Analysis: Identifying financial trends over time, such as revenue growth, cost control, or margin improvements.</li><li style="text-align:justify;">Break-Even Analysis: Assessing the point at which a company will start generating a profit based on its fixed and variable costs.</li></ul>Cash Flow Management<ul><li style="text-align:justify;">Preparation of monthly cash flows from the bank statements across all investment projects and management company.</li><li style="text-align:justify;">Preparation of quarterly operating and capital expenditures budget for the company&nbsp;.</li><li style="text-align:justify;">Comparison of the actual cash flows to the operating and capital expenditures budget with the relevant comments on deviations (Budget vs actual).</li><li style="text-align:justify;">Prepare quarterly/on demand equity disbursement schedule for each portfolio investment company.</li></ul>Working Capital Management<ul style="list-style-type:disc;"><li style="text-align:justify;">Analyzing the efficiency of the client’s working capital and providing recommendations for improvement (e.g., optimizing inventory, receivables, and payables).</li></ul>Financial Reporting Policy Development<ul><li style="text-align:justify;">Create uniform accounting, financial management and reporting policy for the company</li><li style="text-align:justify;">Communicate with the accountants to support the company with the solutions to maintain IFRS compliance financial reporting</li></ul>Audit Support and Assurance<ul><li style="text-align:justify;">External Audit Support: Providing assistance during an external&nbsp;financial&nbsp;audit by ensuring financial data is properly organized and compliant with accounting standards.</li><li style="text-align:justify;">Internal Control Assessments: Offering insights into the client's internal control systems to ensure they are sufficient for safeguarding assets and ensuring accuracy in financial reporting.</li></ul>Supporting and Forecasting Strategic Decisions<ul><li style="text-align:justify;">Scenario Planning: Creating financial scenarios to predict the impact of different strategic managerial decisions, market conditions, or external factors on the company's financial position.</li></ul><ul style="list-style-type:disc;"><li style="text-align:justify;">Supporting Strategic Decisions: Helping clients financially evaluate actions related to the business strategy taking into account financial considerations related to the strategic actions&nbsp;</li></ul>

What we offer

 Financial Management

Financial reporting service typically refers to the process of preparing and presenting financial information to stakeholders, such as investors, creditors, regulatory authorities, and internal management and play a crucial role in providing accurate and timely financial information that enables decision-making and facilitates transparency and accountability.&nbsp;Financial reporting service involve the preparation of financial statements, including the balance sheet, income statement, statement of cash flows, statement of changes in equity, additional explanatory notes. The service involves collecting financial data from various sources within an organization, such as accounting systems, ledgers, and other financial records and then analyze and organize the data to create meaningful financial reports.&nbsp;Financial reporting services may include analyzing financial statements to extract insights and assess an organization's financial performance, profitability, liquidity, and solvency. This analysis often involves ratio calculations, trend analysis, and benchmarking against industry peers.Entities that require accurate and timely financial information for decision-making purposes and compliance with regulatory requirements and compliance with relevant accounting standards might benefit from financial reporting service.&nbsp;This service is very effective for the C level executives and shareholders, who own a standalone or a group or companies and want to periodically receive independent and non-partial advice regarding the financial performance, stability and direction of the company.&nbsp;Overall, financial reporting service will be beneficial if you need to be supported in preparing financial reports and analysis for internal (such as budgeting, forecasting, and performance evaluation) or external use, as well as maintain transparency, make informed financial decisions, meet regulatory obligations, and communicate the financial performance effectively to stakeholders.

<img src="/uploads/Financial_reporting_9bba3027e3.jpg" alt="Financial reporting.jpg">The aim of the service is to improve and standardize financial control, accounting, and reporting systems.This service typically offers support in the range of directions to assist you with the financial reporting needs. A financial reporting service can offer a wide range of services to clients, depending on the client’s needs, industry, and the complexity of their financial operations. Service involves ongoing monthly communication with the management team, delivering comprehensive reports and presentations on the topics outlined below.&nbsp;Financial reporting - Preparation of the financial reporting package for all active projects&nbsp;of company via checking the completeness of the financial information in the financial software and Revenue Services<ul><li style="text-align:justify;">Statement of Financial Position: Summarizes the company’s assets, liabilities, and equity at a specific point in time.</li><li style="text-align:justify;">Statement of Profit &amp; Loss: Reflects the company’s revenues, expenses, and profits or losses over a period.</li><li style="text-align:justify;">Statement of Cash Flows: Tracks the movement of cash into and out of the company, summarized into operating, investing, and financing activities.</li><li style="text-align:justify;">Statement of Changes in Equity: Details the movement in equity capital over a reporting period.</li></ul>Management Reporting<ul><li style="text-align:justify;">Internal Reports: Customized reports for internal stakeholders (e.g., senior management, executives) to track Key Performance Indicators (KPIs), financial trends, and business performance.</li><li style="text-align:justify;">Budgets and Forecasts: Preparing and comparing actual performance against budgeted figures, as well as providing updated financial forecasts.</li><li style="text-align:justify;">Variance Analysis: Explaining the differences between budgeted/forecasted figures and actual results, to help identify areas for improvement.</li></ul>Performance Analysis and Financial Ratios<ul><li style="text-align:justify;">Financial Ratios: Analyzing profitability, liquidity, solvency, and efficiency using key financial ratios (e.g., return on equity, current ratio, debt-to-equity ratio).</li><li style="text-align:justify;">Trend Analysis: Identifying financial trends over time, such as revenue growth, cost control, or margin improvements.</li></ul>Benefits of Financial Reporting Services:<ul><li style="text-align:justify;">Compliance &amp; Accuracy: Ensures compliance with accounting standards and regulations, and provides accurate financial data.</li><li style="text-align:justify;">Informed Decision-Making: Helps clients make informed strategic decisions based on clear, reliable financial insights.</li><li style="text-align:justify;">Improved Transparency: Enhances transparency for investors, stakeholders, and regulatory bodies by providing clear, detailed financial information.</li></ul>

Financial Reporting

The primary role of investment advising is to provide independent advice on financial reasonableness for potential investments subject to shareholder’s preferences and current market trends; and track financial efficiency of shareholders existing investment portfolio.Individual or institutional investors who are seeking professional guidance and expertise in managing their investment portfolio can benefit from this service. Whether they are new to investing, have complex financial goals, or require assistance in navigating the investment landscape, our service can provide personalized advice and help optimize the investment strategies.<img src="/uploads/Investment_Advising_f7e5cd6f0c.jpg" alt="Investment Advising.jpg">

This service typically offers support in a range of directions to assist you with the investment advisory needs. While the specific offerings may vary based on your clients’ needs, here are some common directions that the services might offer:<ul style="list-style-type:disc;"><li style="text-align:justify;">Prepare and evaluate financial model for the investment opportunities of the company via collecting all necessary financial assumptions.</li><li style="text-align:justify;">Based on the confirmed financial model, provide the initial financial recommendations regarding the financial attractiveness of the investment opportunity</li><li style="text-align:justify;">Update of the financial models to evaluate impact on ROE, Yield and IRR.&nbsp;</li><li style="text-align:justify;">Compare the updated financial model to the investment memo.</li><li style="text-align:justify;">Monitor the financial performance of all companies within the group and present the opinion to the shareholders. In case of significant variences in the presented financial performance reports,&nbsp;access to all company wide information, including contracts, current negotiations as well as primary financial information from banks</li><li style="text-align:justify;">Monitor cash flow management within all companies and present the opinion to the shareholders.</li><li style="text-align:justify;">Evaluate and express expert financial opinion about proposed investment opportunity. If needed, ask for additional validation from third parties to prove the business model and main financial assumptions.</li><li style="text-align:justify;">Evaluate the proposed changes in the investment memos for individual investment projects and advise shareholders regarding the reasonableness of the proposed changes.</li><li style="text-align:justify;">Evaluate financial performance of all ongoing investment projects on a quarterly basis and provide recommendations regarding financial efficiency to the shareholders.</li><li style="text-align:justify;">Initiate external financial audit whenever necessary.</li><li style="text-align:justify;">Engage in financial transaction advisory activities both within and outside the country of operations.</li><li style="text-align:justify;">Lead the negotiations with local and international financial institutions on behalf of shareholders.</li></ul><img src="/uploads/Investment_Adviser_30ee0762e5.png" alt="Investment Adviser.png">

Investment Advising

Whether you are a startup searching for potential investors to launch your business, an established business seeking additional funding for expansion, or a business experiencing financial difficulties that needs help identifying potential financial sources, the SavvY team is available to provide support.Our service offers entrepreneurs, investors, and existing businesses a comprehensive and straightforward framework for identifying viable capital-raising options.&nbsp;We understand that each business requires a tailored approach. Therefore, SavvY will be agile to meet the client's needs, time constraints, and budget limitations. Our services include preparing all necessary documentation for financing decisions such as share issues, takeovers, spinoffs, recapitalization, and obtaining state grants or debt capital.<img src="/uploads/Slide_2_a2b417050a.png" alt="Fundraising process.png">

We possess unrivaled access to the most cutting-edge information pertaining to funding opportunities within your industry. We act as a constantly developing platform that evaluates the information flow of various financing alternatives, including debt, state grants, and private equity funds for your industry. Our team leverages a robust&nbsp;global network of financial resources and a unique skill set and expertise to assist businesses in identifying and securing funding opportunities.Our commitment to the fundraising negotiation process with potential investors enables you to get the best possible funding structure.&nbsp;

Sodi Investment Fund Advisory & Financial Management

How We Helped

Impact and Potential